Through an exciting new partnership with CUC Mortgage Corporation, we're expanding our service offerings to include mortgage financing. Whether you're purchasing a home or refinancing your mortgage, you can look to Saint Vincent Credit Union for trusted advice and exceptional service.
Ifyou have a payday or cash advance loan, you’re probably paying extremely high interest rates and fees. And if you have to roll over your loan and pay even higher fees for that privilege, you may be caught in a never-ending cycle that’s digging you deeper into debt. That’s why your credit union has developed the Better Choice Loan. This smart alternative to payday lending helps you save more of your hard-earned money and even start saving for your future. An affordable, short-term loan. Unlike payday or cash advance loans, a Better Choice Loan offers a longer, 90-day repayment term with lower fees and interest rates. In fact, you’ll never pay more than $30 for your application fee.And, you’ll pay only 16% APR—that’s considerably less than the 500% effective interest rates you may be paying on a payday loan. Plus, you’ll have the flexibility of making monthly, bi-weekly, or weekly loan payments.
Make the Better Choice. Apply today! Stop paying high fees and interest rates to payday lenders and get a Better Choice Loan. Applying is easy, and no credit check or collateral is required. For more details and an application, talk to your credit union representative today. Better Choice Loan Offers: 90-Day Repayment Term Flexible Monthly, Bi-weekly, or Weekly Payments $30 Application Fee $200 Minimum Loan $500 Maximum Loan 16% Annual Percentage Rate (APR) No Credit Check No Collateral Optional Financial Counseling
Why pay high fees and interest rates when there’s a Better Choice? Get a Credit Union Better Choice Loan today! For more details and an application, contact your credit union.
Must qualify.Borrowers must meet credit union membership requirements and be over age 18.
Saint Vincent Erie FCU 2314 Sassafras Street Suite 100 Erie, PA 16502 Phone: (814) 452-5743 Fax: (814) 452-5630
LOST ATM/DEBIT CARD: (800) 523-4175 Routing Number: 243381337
Non-Surcharging ATM Locator
*** Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts: ***
All funds in a noninterest-bearing transaction account are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term noninterest-bearing transaction account includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (NOW) account, money market deposit account, and Interest on Lawyers Trust Account (IOLTA), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.